Why a Tree Service Needs Insurance
Tree trimming is the 4th most dangerous job in the United States. Even with skilled workers, sometimes accidents can happen. A distressed tree limb can sometimes fall on a worker trimming from the ground, for example. For this reason, Canopy Tree Service carries both liability insurance and worker’s compensation insurance. Liability insurance covers expenses if the company’s work causes damage to your home or possessions. Worker’s compensation protects both the employees that work for the company, but also shields Canopy Tree Services customers against a lawsuit if an employee is injured on your property. Many customers are surprised to learn that worker’s compensation is not required in Texas and many tree care companies do not require this expensive policy. A general liability policy is not the same thing as worker’s compensation policy. It is critically important for customers to receive documentation on a tree care company policy of both liability and worker’s compensation policy.